First City Credit Union
Easy Communities throughout LA County + parts of San Bernardino; also LA County SEGs
Who can join
Communities throughout LA County + parts of San Bernardino
How hard
Easy
Fees / share
$5 Regular Share (published)
ATM notes
ATM access mentioned; network name not published on pages reviewed
- Official name
- First City Credit Union
- Charter / type
- State-chartered credit union; deposits federally insured (NCUA) — First City states deposits are federally insured to at least $250,000 per member, plus $250,000 for IRA. Confirm charter via NCUA locator.
- Field of membership (summary)
- Published paths: (1) employee, retiree, or member of an eligible Los Angeles County Department, organization, or company; (2) immediate family (spouse, parents, children, siblings, grandparents) or household of a First City member; (3) live, work, worship, or go to school in one of their communities throughout Los Angeles County and parts of San Bernardino County. Community path is the primary open path for most Angelenos.
- Join steps (as published)
- Apply online, call, or visit any of their seven branches. Open a Regular (Share) Savings with a $5 minimum initial deposit (establishes membership). Government photo ID required. Account openings subject to ChexSystems / identity verification.
- Fees (only if published)
- Share / membership deposit: $5 Regular (Share) Savings minimum initial deposit (published on savings page). Other monthly fees: not published on how-to-join page reviewed — check fee schedule on firstcitycu.org before claiming numbers.
- ATM / network notes
- How-to-join page mentions ATM access among channels; specific network name (e.g. CO-OP) not published on pages reviewed this pass.
- Branches serving Greater LA
- Seven branches “throughout LA County” (published). HQ / main office historically Altadena area in public directories. Use firstcitycu.org branch finder — do not invent addresses here.
- Caveats
- Official FOM says “communities throughout” LA County — not a published city-by-city or ZIP list on the how-to-join page. Do not invent specific ZIPs. Confirm your community is covered before applying. Membership always subject to approval / CIP.
- Join difficulty rationale
- Easy — published live/work/worship/school path across communities throughout LA County (plus parts of San Bernardino), with a $5 share; SEG/family paths also available.
Sources
Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.
Last verified: 2026-10-24 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.