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Star One Credit Union

Easy South Bay / East Bay / Peninsula counties (not SF County on list)
Who can join Live/regularly work/school in Alameda, San Mateo, Santa Clara + listed counties
How hard Easy
Fees / share $50 Savings balance to maintain membership; no membership fee
ATM notes Not named on who-can-join page reviewed
Official name
Star One Credit Union
Charter / type
NCUA-insured credit union (federally insured by NCUA language on referral materials). Confirm via NCUA locator.
Field of membership (summary)
Individuals who live (full-time; part-time residents need ≥1 year), regularly work in, work for employers located in, or attend school in person in: Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, or Stanislaus Counties. Also: corporate partners (Lockheed Martin and listed SEGs), Lockheed Martin retirees, immediate family/household of members, Star One employees. San Francisco County is not on the published county list.
Join steps (as published)
Apply for membership; maintain a $50 balance in Savings Account. No membership fees published. Proof of eligibility (paystub, lease, registration, etc.) as listed on become-a-member page.
Fees (only if published)
Maintain $50 Savings balance (published). No membership fees, no monthly maintenance fees (who-can-join). Checking minimums on other pages not required for this joinability summary.
ATM / network notes
ATM network not named on who-can-join page reviewed — confirm on starone.org.
Branches serving Bay Area
Silicon Valley / South Bay focus historically — use starone.org locations; do not invent addresses.
Caveats
Does not claim SF County, Marin, Sonoma, Napa, or Solano on the county list. Remote-only school from outside listed counties does not qualify. Part-time residency has a one-year rule.
Join difficulty rationale
Easy — published multi-county South Bay / East Bay / Peninsula (plus Central Valley neighbors) live/work/school path with $50 share balance and no membership fee.

Sources

Not a guarantee: Meeting the published field of membership does not mean you will be approved. Credit unions still run identity checks (CIP) and their own account rules.

Last verified: 2026-10-25 (America/Los_Angeles). Confirm eligibility and fees on the credit union’s site before applying. Membership always subject to CU approval and identity verification.